If you`re ready to buy a UTV or legalize your street, visit the Waynesville Cycle Center today. We are located on the Great Smoky Mountain Expressway 18999 in Waynesville, North Carolina. Our opening hours are Tuesday to Friday from 9:00 a.m. to 6:00 p.m. and Saturday from 9:00 a.m. to 5:00 p.m. This is by far the most important aspect of road insurance and the one that is most often overlooked. Be sure to check your documents and confirm that your vehicle is covered for full road traffic with a Highway Registration Note. The problem is that legal UTV insurance on the road is not something that most reputable companies can offer you. Maybe you`ve already talked to phone agents who have no idea what you`re trying to do – or maybe you`re stuck at zero and don`t know where to start. A common denominator will be the same: your UTV must be insured for full road traffic with road approval.
Otherwise, you can`t go out on the street. Once you`ve registered your SUV for the road, you`ll need to display its license plate safely. Most states require the plate to be mounted on the back of the UTV or ATV. When driving at night, the sign should be sufficiently illuminated for other drivers to see. During his registration journey, Gary created an enthusiast Facebook group with 9,000 members and is growing every day. The group has several messages per hour: some with photos or videos of people excited to show off their new machine, and others to ask questions and get help driving legally. Just explain that your UTV is legal on the street, list the parts you put in to do it this way, and explain how your insurance coverage works. This should allay their greatest concerns. The Street Legal SXS Awareness Tour 2021 will then travel across the country. You`ll stop by the arena`s popular parking lots to answer questions, show off the machine, and hopefully educate the public about the world of legal UTVs for the street and side by side. Our goal is to save you hours of phone calls and confusion by explaining traffic law insurance from top to bottom.
In fact, most states allow counties and cities to set their own standards, and Arizona, Utah, Nevada, Texas, Minnesota, Wyoming, Idaho, Indiana, Kansas, Montana, North and South Dakota, Washington, Michigan, Kentucky, Nebraska, Ohio, Vermont, Wisconsin, New Hampshire, Tennessee, and Colorado (HB15-1054) have laws that allow you to legalize your UTV on the street. We`ve been helping people hit the road with our UTV Street Legal services for years. We saw a lot of good insurance companies and a lot of bad ones, and we also learned that these big companies don`t regularly deal with legal UTVs on the street – they often had no idea how to help us. Next, Gary traveled to Montana, where the traffic laws are side by side with appropriate modifications. Without being a Montana resident, Gary could legally form a limited liability company (LLC), sell the machine to the LLC, and obtain Montana labels and registrations permanently without having to transfer them to his home state. The same process works for recreational vehicle registration in Montana. The only additional step, Gary said, was to insure the machine in the condition it is housed in, which his insurance companies have confirmed is actually feasible and legal. Sometimes big changes happen when big problems are revealed.
In this case, it started as a loophole when a rental company took advantage of reciprocity laws and started renting UTVs that were legal on the street. These laws state that North Carolina law enforcement agencies recognize out-of-state license plates on these vehicles. Some North Carolina residents have already taken advantage of this by registering their UTVs outside the state, which has allowed them to put vehicles on the road semi-legally. When researching this guide, a phone agent from a well-known company told us that they didn`t cover UTVs even though their website specifically said so. Imagine how lost they would be if we said we registered a Polaris RZR XP Turbo as a street-approved four-wheeler through an LLC in Montana! If your UTV or ATV comes with standard equipment such as mufflers, taillights, brake lights, and seat belts, the legalization process should be a no-brainer. Most states allow counties and cities to set their own legalization standards. Montana, Ohio, Kansas, Tennessee, Vermont, Arizona, Utah, Wyoming, Michigan, Nebraska, and Minnesota, among others, have created regulations that guide the legalization of off-road vehicles. Hey! We are actively working to raise awareness of street-certified UTVs and streamline the process of finding and obtaining insurance. You can help us achieve these goals by mentioning Dirt Legal when you call these companies.
We spoke to all types of businesses with all levels of understanding, and DTRT became a great source for UTV insurance in traffic law. And who is surprised? The dirt is practically right in their name. Some companies offer random road usage for quick things like crossing roads when using paths. You don`t want that unless it`s all you need, but if you call an insurance company and say, „I want to insure my UTV for traffic,” they might assume that`s what you mean, so settle it if that happens. If you only have localized street legality like you get with a city or county permit, you may be able to get by with your local laws with only occasional reports — or even no coverage at all. This is usually the case in situations where you can only use a handful of roads, can only drive at certain times, or can only use public roads for limited distances. Anything beyond that almost always requires roadside insurance, and that`s a good thing, even if it`s not necessary. About six months later, Gary`s friend was arrested and informed that even though his registration was legal, he was also required to transfer the registration to his home state within 30 days. We`ve covered this in more detail in Part 6: Know your legality, but basically, if you`re dragged behind the wheel of a legal UTV down the road, the officer probably just wants to make sure you`re not doing anything illegal. You`ll probably check your license, registration, and insurance to make sure everything is correct, and that`s usually all that happens. At Waynesville Cycle Center, we can help you legalize your UTV or side-by-side road.
Hey! UTV insurance should cost about the same as insurance on a motorcycle or adventure cruiser How cool would it be to legalize your UTV on the road and drive on the road to connect the Forest Service/BLM/state highways and other trails? Well, it`s legal to do that in nearly half of the United States, and there are a few companies that make street kits for UTVs and ATVs. Today`s UTVs already have most of the necessary equipment such as mufflers, seat belts, headlights, taillights and brake lights. The company could always think of your vehicle side-by-side as an SUV, and that`s fine – it has more to do with their internal systems than your coverage.